🔥 HERO raises €11.3 million from US investment fund Valar - Find out more! 🔥
🔥 HERO raises €11.3 million from US investment fund Valar - Find out more! 🔥
Selling on Zalando is a must for any company seeking visibility in fashion. However, entering such a competitive market requires the application of real strategies. In this article, we share with you our tips for selling on Zalando.
28/10/2024
Amazon, Rakuten, Etsy, eBay, etc. Marketplaces have become an integral part of the e-commerce landscape. In fact, sales on marketplaces account for 63% of total e-commerce sales worldwide. Selling on marketplaces is therefore a prospect that is becoming increasingly attractive to businesses, given the many advantages. Here's a comprehensive guide to help you optimize your sales while limiting the risks inherent in these e-commerce platforms.
28/10/2024
28/10/2024
Are you one of those people who care about the environment on a daily basis? Green banks are the answer. OnlyOne is just such a bank. It has set up a personal eco-coach to assess your carbon footprint and improve it on a daily basis. But how does it perform? We tested the Onlyone pro account for you. Read our detailed review here.
07/10/2024
Opening an online business account is now a must for SMEs wishing to avoid the exorbitant fees charged by traditional banks, which can vary from €40 to €300 per month. Do you want to stop paying unjustified bank charges? Create a free business bank account now with Hero: the 100% free, 100% online bank account! A Visa Platinium card is available. With no commitment, no hidden fees and plenty of financing options for your growth!
07/10/2024
Do you have an entrepreneurial project, but no money? Good news! It's perfectly possible to set up a business without money, provided you know the right tricks. In France, business financing remains secure. In the first quarter of 2024, 98% of SMEs obtained all or most of the investment credit they requested. In this article, we give you all the tips you need to start your business without money.
07/10/2024
In an increasingly competitive business environment, companies have every interest in using purchasing levers to optimize their performance. These levers enable companies to reduce costs while improving relations with suppliers. There are different types of purchasing levers. Here are the 3 main ones.
07/10/2024
Many e-commerce companies are now turning to Chinese wholesale suppliers for their supplies. This is due to the lower costs and wide range of products offered by platforms such as Alibaba, for example. Working with a Chinese online supplier, however, is far from a smooth ride. Here's our guide to finding your Chinese online supplier.
07/10/2024
Finding a reliable online wholesaler is one of the major challenges facing any e-commerce business. You need to find a solid partner who can deliver on time and offer the best value for money. How do you find a reliable online wholesaler for your e-commerce business? Here's our comprehensive guide with our selection of the 7 best platforms for finding online wholesalers.
07/10/2024
An effective product sourcing strategy is essential to the success and sustainability of an e-commerce business. Maximizing profit margins and optimizing customer satisfaction are key issues in the process. How do you set up effective product sourcing for your e-commerce business? Follow our comprehensive guide.
07/10/2024
Choosing the right supplier is a strategic decision, all the more so for a small business. It's a choice that affects your brand image, your profitability and your ability to satisfy your customers. How do you make the right choice? Here's our complete guide.
07/10/2024
Negotiating a price with a supplier is a decisive process for your company, as it enables you to optimize your profitability. It's also a good way of strengthening your position against the competition. However, you need to adopt the right techniques to obtain optimal contractual conditions. In this article, we take a look at some concrete examples.
07/10/2024
E-sourcing involves searching for and selecting suppliers for a company via the Internet. It's an improved form of sourcing. What are the benefits, and how can it best be implemented? Here's a comprehensive guide to help you adopt e-sourcing in your business.
07/10/2024
Although having fewer suppliers is the goal of many companies, single sourcing can be a risky situation. And yet, in some cases, it's a strategic choice. Working with a single supplier also offers opportunities. Here's everything you need to know to understand and optimize single sourcing.
07/10/2024
Supplier sourcing is an essential step in the successful management of a company, and must be carried out with tact and strategy. A reliable, quality supplier is a guarantee of success for your organization, but it's far from an easy task. What are the keys to successful supplier sourcing? We explain it all in our guide.
07/10/2024
Working with a Chinese supplier is always tricky in more ways than one. Apart from the language barrier and distance, there is also the question of the reliability of payment methods. Although there are now many such methods, it's all the more legitimate to fear scams and fraud of all kinds. What are the best options for paying your Chinese supplier? We explore the question for you.
07/10/2024
Are you thinking of using a foreign supplier to supply your online store? It's a decision that can be advantageous, particularly in terms of purchase price. But you need to know how to choose the right supplier and avoid the pitfalls. In this article, we give you our advice to help you choose your foreign supplier.
07/10/2024
Choosing the right supplier is crucial for your online store. Between the various selection criteria to be taken into account and the different types of suppliers and platforms available, the process can be a long one. We explain everything you need to know in this guide.
07/10/2024
E-commerce is a highly competitive sector, with over 200,000 online stores in France alone. Getting started in e-commerce therefore requires careful thought and precise study of your project if you are to succeed. Discover here the steps you need to follow to get started in e-commerce successfully!
07/10/2024
25/09/2024
Aussi appelé fulfillment en anglais, le traitement de commande est une étape critique pour une entreprise. Elle va de la réception des commandes à leur expédition au client final. Lorsqu'il est optimisé, ce processus permet d'améliorer la satisfaction des clients de l'entreprise, de rationaliser les opérations et de maximiser les bénéfices. Voici notre guide complet pour optimiser le processus de traitement des commandes de votre boutique en ligne.
25/09/2024
Avec un chiffre d'affaires de 150 milliards d'euros, le e-commerce est en pleine croissance en France. Vous aussi vous souhaitez intégrer le secteur du e-commerce et vendre sur Shopify ? Moins coûteuse qu’une boutique physique, une boutique en ligne vous permet de toucher plus de clients tout en vous garantissant une disponibilité à toute heure tout au long de l’année. On vous explique tout ce qu’il faut savoir.
25/09/2024
Finmag vous présente Roland Jais Nielsen, fondateur et CEO de HERO, qui se positionne comme un guichet unique pour les TPE et PME en Europe, offrant des comptes de paiement, du financement flexible et court terme, et diverses solutions de paiement.
23/09/2024
Klarna est un des acteurs majeurs de l'émergence et du développement des solutions de paiement "Buy Now, Pay Later" (BNPL). Ce géant du paiement fractionné est pris en main par plus de 150 millions d'utilisateurs. Mais au-delà des chiffres, quelle réalité se cache derrière cet outil ? Découvrez un avis complet sur Klarna.
20/09/2024
Le marché du paiement différé est en pleine expansion, avec des acteurs comme Klarna ou Clearpay. 25 milliards d'euros : voilà le poids estimé du marché du paiement fractionné en 2025 (Exton Consulting).
20/09/2024
On compte près de 34% d’acheteurs en ligne (France, Mediametrie) qui se sont essayés au paiement différé. C’est une pratique qui peut transformer l'expérience d'achat et stimuler les ventes​. Découvrons comment doper votre e-commerce avec cette méthode !
19/09/2024
En 2023, conséquence de la crise du Covid-19, le commerce en ligne a atteint 160 milliards d'euros, uniquement en France (source : fédération de la vente à distance). Face à ce boom du commerce numérique, le secteur des Prestataires de Service de Paiement (PSP) sur internet s’est élargi. Il s'agit d'intermédiaires offrant des moyens de transactions financières entre les acheteurs et les vendeurs en ligne.
19/09/2024
En recherche de visibilité, vous souhaitez faire appel à un ambassadeur de marque ? Parfois, le travail de ce porte-flambeau de votre entreprise n’est pas rémunéré. Un client satisfait ou un collaborateur peuvent aussi faire d’excellents ambassadeurs de marque. Découvrez comment profiter de ce levier de marketing.
28/08/2024
Sur le point de vous lancer dans le commerce, vous cherchez des idées de produits à vendre ? Les idées de produits à vendre ne manquent pas ! Voici notre guide complet avec une liste de 39 idées de produits à vendre sur Internet.
28/08/2024
Trouver un nom de boutique est le premier élément de votre marque. Dans le cas d’une boutique physique, les occasions de faire une première bonne impression sont nombreuses. Dans le cas d’une boutique en ligne, en revanche, le nom de boutique joue ce rôle à lui seul. Voici notre guide pour trouver un nom de boutique adapté à votre marque et percutant.
28/08/2024
En boom depuis la pandémie, le marché du paiement digital devrait atteindre 15 270 milliards de dollars (US) en 2027, contre 7 360 milliards en 2021. Tels sont les maîtres mots en termes de paiement et de commerce aujourd’hui. Dans cet article, on fait le tour de ces modes de paiements innovants pour vous.
16/08/2024
Lydia est une fintech française fondée en 2013 et ayant levé plus de 200 millions d'euros. Elle possède également une version professionnelle : Lydia Pro. Avec cette nouvelle solution, l'entreprise continue de redéfinir les normes de la gestion financière pour les professionnels et les associations. Découvrez comment créer un compte Lydia Pro en 3 étapes simples.
16/08/2024
Lancée en 2013, l’application de paiement Lydia a une version dédiée professionnelle : Lydia Pro. Conçue pour simplifier les transactions financières, Lydia Pro s'impose comme un outil incontournable pour faciliter les paiements dans le monde professionnel. Découvrez les tarifs de Lydia Pro dans cet article.
16/08/2024
A la recherche d’un moyen de lancer un business sur Internet, vous envisagez d’ouvrir une boutique en ligne gratuitement ? Le dropshipping et l’affiliation sont des modèles éprouvés avec de nombreux avantages. Voici un guide complet pour vous aider à vous lancer.
08/08/2024
Un site d'e-commerce est un website qui vous permet de vendre des produits ou des services en ligne. Il offre une plateforme pour présenter vos produits, gérer les ventes et interagir avec vos clients, le tout de manière numérique. Pour en savoir plus, lisez la suite!
08/08/2024
Generating a cash surplus is an ideal scenario when you're running a business. It's a sign of good financial management. It does, however, raise the question of how best to manage it. What is a cash surplus? How do you manage it, and how do you create it? We answer these questions in this article.
10/07/2024
The corporate virtual card is an alternative to the classic physical bank card. It can be single-use or recurring-use. It offers greater flexibility and security, especially for online transactions. Find out all you need to know about these e-cards and how to choose one for your business.
10/07/2024
Are you considering a nominative business bank card for your employees? Allocated individually to a specific employee, it enables better control of spending. However, there are also constraints that make it unsuitable for certain types of business. In this article, we explain everything you need to know about the nominative business bank card.
10/07/2024
A business bank card is a payment solution that enables company directors and employees to pay their business expenses. It can be physical, virtual, credit, debit or prepaid. In this article, we explain everything you need to know about business bank cards.
10/07/2024
Are you wondering how to reduce the bank charges on your business account? These are the various charges necessary to remunerate the bank for the services included in your bank account package. They may not seem like a lot, but they can be very expensive, affecting the profitability of your business. Here's our advice on how to reduce them. As a bonus, we'll explain how to get a 100% free pro account at the end of this article.
10/07/2024
You're about to open an online business bank account, but you're wondering how to go about it, and which bank to choose. A bank account offers many advantages. Here's a complete overview to help you open your business account.
10/07/2024
Would you like to change your professional bank and are wondering whether this is possible and how to go about it? Faced with the diversity of offers available on the banking market, it's natural to want to switch to a more advantageous banking offer. It's a choice that's entirely possible and, above all, rational for the good of your organization. Find out how to proceed and how to choose a good business bank.
10/07/2024
Shine is one of the neobanks dedicated to professionals. This young French pro-bank aims to simplify life for the self-employed and SMEs. But does this bank really deliver on its promises? Although Shine has convinced over 100,000 customers, there are some very competitive alternatives. Find out more about the most competitive alternatives to Shine in this article.
10/07/2024
Qonto is undeniably one of the preferred banking providers for French businesses. The proof: it currently has over 450,000 businesses and self-employed people to its credit. Of course, there are many other online banks with very attractive offers. Find out here about better alternatives to Qonto.
10/07/2024
Are you looking for a modern, user-friendly neobank for your financial transactions? Find out more about the pros and cons of N26 Business and Revolut Business, two benchmark online banks. You'll discover a more efficient alternative to these 2 banks.
10/07/2024
Wondering which bank you should open a business account with? You have a wide choice of online banks such as Qonto and Revolut Business. Our Qonto vs Revolut Business comparison gives you all you need to know about these two neobanks.
10/07/2024
Are you looking for the ideal neobank to support you in the day-to-day running of your business? Are you hesitating between Shine, Qonto and N26? Our comparison takes into account features, quality of customer service and rates to help you make the right choice. At the end of this article, we'll suggest an alternative to these 3 neobanks.
10/07/2024
Looking for a neobank to open your business account? Are you hesitating between Shine and N26 Business? Both banks have their advantages, but also a number of disadvantages. That's why it's important to compare their rates, features and customer service before making your choice. Here's our full comparison with a more comprehensive alternative to the 2 solutions.
10/07/2024
Looking for an online bank? Are you hesitating between Blanq and Shine? The main advantages of these two neobanks are time savings and flexibility. Here's a full comparison to help you make your choice, and as a bonus, an alternative with even more advantages.
10/07/2024
Looking for an online bank to open your business account? We've put together a Shine vs. Qonto comparison where you'll see details of both banks. You'll also discover an alternative to the two neobanks.
07/07/2024
Would you like to open a pro account and are wondering which solution to choose between Shine and Revolut? These two neo-banks are renowned for their pro accounts. Both offer a wide range of financial services to their customers. We've put together a straightforward comparison to help you make your choice. You'll also discover a much better alternative...
07/07/2024
Looking for a bank for your business account? Discover our unfiltered opinion of Bunq. A neo-bank from the Netherlands, Bunq is a partner of choice, offering a comprehensive range of services for professionals and businesses. Its real plus is its commitment to the environment. We take a closer look at its features and present you with the best alternative.
07/07/2024
Fintech HERO raises €11.3 million from US investment fund Valar Ventures to become become the benchmark financial partner for VSEs and SMEs in Europe
26/06/2024
Are you looking for a mobile bank to create a pro account and would like to find out about Revolut Business rates? Launched in 2015, Revolut is one of the pioneers in mobile banking. Its mobile app makes it easy for self-employed workers and SMEs to have a bank account. In this article, we present the different tariffs offered by the British neobank. At the end, you'll discover a cheaper, more efficient alternative.
26/06/2024
Are you looking for a bank to open a business account, and wondering what Revolut business is all about? Classed as a neobank, Revolut offers most of its services on an online platform. What are the features of a Revolut business account? In this article, we'll give you the answer, and at the same time suggest the best possible alternatives to Revolut business.
26/06/2024
Depending on their legal status, companies are sometimes required to open a business bank account. In all cases, this type of account is essential to separate the private and professional accounts of the manager(s). Here's a comparison of business bank accounts to help you choose among the many establishments available on the market.
25/06/2024
The era of physical payment (cheques and cash) is on the wane. A trend that many of you have no doubt noticed. The landscape of new payment methods in France is undergoing a major transformation, with a craze for more modern, digital options. The popularity of contactless cards has grown impressively. Since the authorized limit was raised to 50 euros, use of this payment method has soared from 41% in 2019 to 62% in 2022. There has also been an accelerated rollout of NFC-compatible terminals in retail outlets, making contactless payments the new norm. And not to be outdone, online payments have surged, now occupying 17% of daily purchases, up from just 6% in 2019.
19/06/2024
The use of a multi-payment solution has become an attractive alternative for e-tailers and consumers alike. It eases the financial pressure on buyers, while increasing the chances of conversion for sellers. According to a Deloitte study, almost half of all French people use it at least once a year.
19/06/2024
Looking for an alternative to PayPal? With sales of over $29 billion, PayPal dominates the market with its money transfer and payment platform functionalities. PayPal also integrates options such as "Buy Now, Pay Later" and credit solutions. For those looking for alternatives to its payment platform function, numerous options exist.
19/06/2024
Choosing a payment gateway is a crucial step for any online business. GoCardless vs. Stripe are two renowned alternatives in this field. The simplicity of the customer interface, pricing, geographical availability and integration possibilities are among the most important criteria for choosing between the two solutions. We take a look at these criteria for you in this article.
19/06/2024
You're looking for the ideal payment processor for your business and can't decide between Stripe and Adyen? Both solutions are well established on the market, each with its own strengths and weaknesses. They also have many similarities, so choosing between the two can be tricky. In this article, we give you all the keys you need to make your choice.
19/06/2024
When choosing between WooCommerce and Stripe, there are a number of criteria to consider. As a key instrument in the checkout process, the payment processor is an essential element of your site. In this article, we explain everything you need to know to choose between WooCommerce and Stripe.
19/06/2024
When it comes to payment processors, it's common to pit Stripe against Paypal. Are you hesitating between the two? The choice of a payment gateway is crucial to any online business. To make the right choice, you need to pay close attention to a number of criteria. Follow our guide to make the right choice.
19/06/2024
Looking for a payment gateway for your online store? Are you hesitating between Shopify payments and Stripe? Fairly similar on the whole, both platforms are excellent alternatives. In fact, Shopify payments integrates Stripe technology. Follow our guide to make the best choice.
19/06/2024
Are you looking for a solution to accept online payments and are hesitating between Mollie and Stripe? Both platforms offer secure and efficient solutions, but also have significant differences. However, your choice depends on your needs and your budget. In this article, you'll find a detailed comparison to help you make your choice.
19/06/2024
Originally from the Netherlands, Mollie is a payment gateway specifically designed for SMEs. Looking for a review of this solution? Find out more about Mollie's features, pricing, advantages and disadvantages in our full review.
19/06/2024
For an e-commerce business, choosing the right online payment gateway is crucial. These solutions facilitate and secure transactions between merchants and customers. There are many online payment gateways on the market, but which are the best? In this article, we review the 10 best online payment gateways.
19/06/2024
Are you looking for a secure Online Payment solution? According to the Fraud and Cybercrime 2021 barometer, more than one in two businesses suffered an attempted fraud between 2018 and 2020. Faced with this scourge, it's all the more important to turn to a solution that offers every guarantee of transaction security. We take a look at the various security features you need to check before choosing your online payment solution.
19/06/2024
Integrating an online payment solution optimizes the customer experience and increases transaction efficiency. It also ensures a smooth flow of financial transactions, boosting customer confidence. However, there are many online payment solutions to choose from, each offering different rates and levels of security. Find out how to integrate this solution with ease.
19/06/2024
Looking for an online payment solution? The Covid-19 pandemic has led to a significant increase in e-commerce flows. For individuals and businesses alike, being able to pay for purchases online is a guarantee of time savings, speed, flexibility and security. But it's important to choose the right tool. In this article, we draw up a list of the 10 best online payment solutions.
19/06/2024
Convenient and secure for businesses, SEPA direct debits are becoming increasingly popular in Europe. The European Central Bank even forecasts a 5.8% increase in flows since 2000, with sales of 23.2 billion euros by 2021. In this article, we tell you all you need to know about the implementation timeframe.
19/06/2024
B2B direct debit simplifies transactions with your business partners. It allows you to debit your customers' bank accounts directly. It offers many advantages, but it also involves risks for the parties involved. We tell you everything you need to know about this financial process.
19/06/2024
The notion of invoice due date is of crucial importance in corporate financial management. It determines the deadline for paying an invoice, impacting cash flow and commercial relations. However, defining this deadline can sometimes pose challenges, raising the complex question of how best to manage payment terms. We explain the rules you need to know to optimize this process.
19/06/2024
An overdue invoice is always a source of concern for a company. An overdue invoice means that the payment deadline has passed, but that the debtor has not yet paid. This is the starting point for collection proceedings. We explain everything you need to know about overdue invoices.
19/06/2024
Payment on hold, frequently encountered in commercial transactions, gives rise to various considerations. When a payment is held up, it can impact the fluidity of operations and confidence in financial systems. Often, this delay raises questions about the fluidity of online monetary exchanges. We explain how to manage this process effectively.
19/06/2024
How long does a business transfer take? In this article, we'll take a look at the usual transfer times and the possible reasons for transfer delays.
19/06/2024
An international credit transfer is when the recipient account is domiciled abroad. How long does an international transfer take? We answer that question in this article.
19/06/2024
The maximum time limit for debiting a bank card can have a considerable impact on a company's cash flow. In fact, according to a study by the Observatoire des DĂ©lais de Paiement, 30% of late payments in B2B are linked to bank delays.
19/06/2024
Banks aren't open every day: they don't process all transactions outside their business days. But your business may operate 24/7. So you're wondering whether it's possible to receive a bank transfer on a Sunday, or any other day off in the banking sector?
19/06/2024
Introduced in France in 2018, instant payment is growing rapidly. Appreciated for its speed, its use is growing rapidly, although still in the minority, with 2.7% of the volume of transfers made in 2022 (+46.4% in 1 year). We explain everything you need to know about this type of transaction.
19/06/2024
Bank transfers are appreciated by businesses for their speed. It accounts for 19% of all payments made in France (Source: Banque de France). A bank transfer is a financial operation used to transfer funds from one bank account to another. Would you like to adopt it as a payment method within your company? We tell you all you need to know in this article.
19/06/2024
19/06/2024
18/06/2024
Cash discounting allows savings of up to 2% on commercial transactions, optimizing companies' cash flow management.
18/06/2024
Payment terms between professionals: a fundamental pillar for maintaining balance in B2B relationships.
18/06/2024
According to a report by the Banque de France, instant transfers have almost doubled in the space of a year. With these new payment methods, optimizing customer collection is crucial to maintaining healthy cash flow and supporting business growth, particularly in a dynamic B2B commercial environment.
18/06/2024
According to the Banque de France, the average customer payment term in France is 42 days. Fortunately, there are solutions for securing customer collections. This guide will help you better understand the assignment of receivables under the Dailly Law.
18/06/2024
18/06/2024
A trade receivable is a sum of money owed by a customer for goods or services supplied on credit. This asset often represents more than a quarter of the balance sheet total. With the risk of non-payment and the importance of good cash management, you need to know how to calculate your trade receivables.
18/06/2024
Wondering why trade receivables are such an important issue for your company? According to FIGEC, total bad debt losses in France amount to €56 billion a year. Find out how best to manage your trade receivables.
18/06/2024
Factoring is an alternative financing solution for companies, enabling them to obtain advance payment of their trade receivables. It's the English version of factoring. What does factoring involve? What are its advantages and disadvantages? We tell you more in this article.
18/06/2024
Are you considering e-factoring to finance your company's working capital requirements? E-factoring is a derivative of factoring. It's a technique for selling receivables in return for immediate financing. We take a closer look at the concept in this article.
18/06/2024
Looking for a way to finance your business, are you thinking of using a factoring company? Factoring is a financial technique that enables you to obtain immediate liquidity by transferring your customer invoices to a specialized company: the factoring company. But what does a factoring company do, and what is its purpose? We explain it all in this article.
18/06/2024
Are you looking for a source of financing for your business, and wondering how to structure your factoring contract? Factoring is a contract between a company and a specialized company to which it transfers its customer invoices in exchange for immediate cash. How does this type of contract work, and what are its advantages and disadvantages? We explain everything in this article.
18/06/2024
Are you looking for a low-cost factoring solution? Factoring is a financing solution that provides companies with immediate liquidity in exchange for the sale of their customer invoices. It offers real advantages, provided you keep costs under control. Here's our guide to help you compare factoring companies and find a low-cost factoring contract.
18/06/2024
Estimating the cost of factoring is essential before using this short-term financing solution. This technique enables you to benefit from immediate liquidity in return for commissions paid to the factoring company. Wondering how much this service costs? We take a look at the various elements that make up the cost of factoring.
18/06/2024
Are you looking for an alternative method of financing your business? Are you interested in online factoring? Factoring is an increasingly popular technique for selling invoices in exchange for a cash advance. It is now available in a variety of forms. In this article, we take a closer look at online factoring: advantages, disadvantages and procedures.
17/06/2024
Are you a training organization looking to finance your invoices quickly? Factoring for training organizations is the ideal solution for you. In fact, this option is becoming increasingly popular in a wide range of sectors. It involves entrusting your invoices to a specialized company called a factor, to benefit from fast, flexible financing. In this article, we explore the advantages, disadvantages and terms and conditions of this financial technique.
17/06/2024
SME factoring is a financial solution for small and medium-sized businesses. By optimizing invoice management, this method enables SMEs to overcome cash flow challenges, promoting stable growth. In this way, factoring for SMEs offers a flexible alternative for strengthening the financial health of emerging businesses. In this article, we explain the specifics, conditions and advantages of this financing method.
17/06/2024
VSE factoring offers an effective financial solution for small businesses. By assigning their invoices to specialized companies, VSEs can rapidly optimize their cash flow. This method enables entrepreneurs to maintain stable growth, ensuring smooth financial management. In this article, we present the characteristics, terms and benefits of this type of financing.
17/06/2024
