What are the alternatives to Paypal for collecting your payments?

Hero Checkout

Hero logo

Hero Checkout stands out as an effective alternative to PayPal, particularly for B2B and B2C companies. This solution offers innovative features such as fractional payment, BNPL and deferred payment options.

Features and benefits

• BNPL (Buy Now, Pay Later) : payment flexibility, with options for 3 or 4-installment payments free of charge.

• Immediate payment You delegate collection and the risk of non-payment to Hero!

• B2B and B2C solutions: adapted to the specific needs of professionals and consumers.

• Easy integration : simple integration via plug-in or API, compatible with various sales platforms.

• Express Checkout to maximize your conversion rates.

Recipes

Hero Checkout rates are very competitive cheaper than the vast majority of market players! Contact us for exact prices.

The price varies according to factors such as :

• Transaction volume

• Specific needs in terms of payment services

Advantages and disadvantages

Stripe

Stripe home page

Stripe stands out as a complete digital payment platform offering much more than just a transaction solution, thanks to a variety of tools and services.

Features

• Wide range of currencies and payment methods: Stripe accepts a variety of payment methods, including credit cards, Apple Pay and Google Pay, in over 135 currencies .

• Customization and integration : Stripe offers flexible APIs for customized integration into websites and applications.

• Subscription and billing solutions : Stripe also supports recurring payments and subscription models.

Recipes

Stripe's prices are 2,9% + 0,30 € per transaction for online payments. Rates may vary for international transactions.

Transaction fees can be relatively high, especially for small businesses or those handling small transactions. Stripe is one of the most expensive players on the market.

Advantages and disadvantages

Square

Square home page

Square is a payment processing solution that is ideal for companies of all sizes . This alternative is distinguished by its versatility, offering a complete range of tools for both in-store and online transactions.

Features and Benefits

• Square Reader (mobile card reader) : Square offers compact, portable POS terminals, ideal for in-store or field transactions.

• Integrated POS system : In addition to payments, Square offers a robust point-of-sale (POS) system to manage sales, inventory and customer data.

• No monthly fee: For its basic service, Square offers a simple pricing structure with no hidden monthly fees.

Recipes

Square charges a transaction fee of 2,6% + 10 centimes for physical card payments, and from 2,9% + 30 centimes for online transactions.

Advantages and disadvantages

Shopify Payments

Logo de Shopify Payments

Shopify Payments is designed specifically for users of the Shopify e-commerce platform, offering an integrated payment solution for e-merchants.

Features

• Seamless integration with Shopify : Shopify Payments is directly integrated into the Shopify platform, making it easy to manage sales and payments.

• Third-party payment management : This solution allows you to manage payments directly within the Shopify interface, without the need for third-party payment services.

• Acceptance of various payment methods: Shopify Payments supports multiple payment methods, including all major credit cards.

Recipes

Shopify Payments offers various rates depending on the Shopify plan chosen, with transaction fees ranging from 2.4% to 2.9% + 30 cents per online transaction .

Hipay

Hipay home page

Hipay is a flexible payment solution adapted to a variety of business needs (recurring payments, marketplaces, etc.).

Features

• Wide range of payment methods: It accepts a variety of payment methods, including credit cards and local and international payment solutions.

• Easy integration with e-commerce platforms: Natively compatible with several platforms such as PrestaShop and Magento, Hipay facilitates the integration of online payments.

• Fraud protection : Hipay includes advanced tools to secure transactions and reduce the risk of fraud.

Recipes

• Hipay's rates are based on transaction volume with fees that vary according to transaction size. You should expect to pay around €0.25 + 2% per transaction.

Advantages and disadvantages

Skrill

Skrill homepage

Skrill is an online payment platform renowned for its simplicity and ability to handle international transactions.

Features

• International transfers : Skrill is particularly suitable for international payments and money transfers.

• Electronic wallet : Users can store and manage their funds in a Skrill e-wallet.

• Transaction security : Skrill focuses on security with enhanced data and transaction protection.

Recipes

This alternative applies variable costs depending on the type of transaction : from 0 to 5% for local payments and 1.25% for international payments often more competitive for international transfers.

Advantages and disadvantages

Adyen

Adyen home page

Adyen is positioned as a global payment solution for companies looking for a platform capable of managing complex transactions on an international scale.

Features

• Global payment processing : Adyen offers international reach, processing payments in a multitude of currencies and payment methods.

• Data analysis and reporting : The platform provides detailed analyses and reports to optimize payment strategies.

• Seamless integration : Adyen integrates easily with various e-commerce platforms, offering a seamless payment experience.

Recipes

Adyen applies transaction fees vary according to payment method and region . We recommend that you consult Adyen for precise pricing information tailored to your company's specific needs.

Advantages and disadvantages

Mollie

Mollie home page

Mollie stands out as a user-friendly online payment alternative particularly well-suited to SMEs.

Mollie is much appreciated for her ease of use but is mainly focused on the European market. You can only accept European currencies (Euro, Pound Sterling, Swiss Franc, etc.) and US dollars (USD). This focus can limit its attractiveness to international companies looking for a more global solution.

Features

• Easy to use : Mollie is renowned for its intuitive user interface and easy set-up.

• Diversity of payment methods : The platform supports several of Europe's most popular payment methods, including SEPA transfers at a reasonable rate (€0.50 per transaction).

• No monthly fee: Mollie charges no monthly fees, making the platform accessible to small businesses.

Recipes

• Mollie's transaction fees are clearly displayed on their website for each payment method. Count on 0€25 + from 1.2 to 2.9% transaction fees depending on the credit card used.

Advantages and disadvantages

Summary of fees for each Paypal alternative

To give you a clearer idea, let's summarize the prices of the alternatives to Paypal: Hero Checkout and Mollie are the most competitive.

Although PayPal is a widely used payment solution, there are a number of numerous solutions that can better meet the specific needs of companies, at more affordable rates.

Hero Checkout offers competitive rates and a personalized approach, while others like Stripe and Square stand out for their flexibility and range of features. Contact one of our advisors today to find out more about alternative to PayPal for growth and efficiency.

Frequently asked questions :

Who is PayPal's number 1 competitor?

Stripe is considered PayPal's main competitor, with around 20% of the online payments market.

What's the alternative to PayPal for international payments?

Wise, Payoneer et Hero are three efficient alternatives to PayPal for international payments, offering competitive fees and ease of use for cross-border transactions.

What's the French alternative to PayPal?

Hero Checkout is positioned as a notable French alternative to PayPal, offering more comprehensive and competitive payment and financing solutions.