OnlyOne pro account: can you expect an eco-friendly neo-bank for your business?

What is OnlyOne?

Onlyone is a transparent, eco-responsible bank account for individuals. It promises to enable everyone to consume and save ethically and sustainably.

Onlyone's 4 pillars, thanks to its partnership with Ecotree and the United Nations Unitlife, are :

• transparency

• responsibility

• la solidarité

• ethics

The green neo-bank is not one of those banks that invest in fossil fuels. For example, BNP Paribas has injected nearly 10 billion euros in the fossil fuel industry Total, Repsol, BP, Shell, ExxonMobil, Chevron and Equinor. The same is true of most major French banks.

OnlyOne is not the only online banking player. For professionals, there are many attractive offers, most often from €10 to €200 per month excluding tax.

If you're looking for quality service for a business VISA card and account, look no further than Hero, where you can get both, completely free of charge!

Who's behind OnlyOne?

Onlyone is a independent green bank . It deposits its funds in a deposit account with Société Générale (its partner), to ensure absolute control. This guarantees and secures deposits of up to 100,000 euros per customer.

Its founders are French entrepreneurs from the banking and technology sectors:

• Converted banker Kamel Naït-Outaleb

• Former technology entrepreneur Matthias Rouberol

What's the status of OnlyOne's promised professional offer?

Onlyone offers accounts for professionals. However, its offer is still in beta test phase . You can be one of the first beta-testers and pre-register. Associations, however, cannot yet access our professional account offers.

How do I open an OnlyOne pro account?

For open an onlyone pro account To find out more, visit the Onlyone support page.

You can pre-register to become one of the first beta-testers and access the professional account.

OnlyOne's current offers

La neo-bank Onlyone offers two subscriptions for individuals:

• Impact current account at €6 per month

• The Impact Jeunes current account for 18-25 year-olds at €3 per month

OnlyOne also offers the OnlyOne ISIC account, which allows you to pay your bank charges in one go. It is available to students for €36 a year.

These subscriptions include the following services:

• A French IBAN current account

• A choice of physical and virtual cards

• An application and real-time notifications

• Free international card payments

• Free transfers within the euro zone

• An eco-coach to improve your carbon footprint and access specific savings offers

• Partners for responsible investment

To help you, here is a general overview of each of Onlyone's offers:

However, OnlyOne is far from being a complete offer for professionals. It does not offer any financing solutions. The same is true of Hero, with :

• A Visa deferred payment card

• Deferred supplier payments

• A BNPL solution for your customers

Discover the solutions that meet your needs!

Is OnlyOne a responsible and ecological bank?

According to a study by Oxfam France in 2020, the carbon footprint of the major French banks represents 8 times France's total greenhouse gas emissions. Such pollution is due to their investment choices and financing. These banks invest massively in the fossil fuel industry, such as Total, Repsol and BP.

Le Onlyone pro account wishes to differentiate itself by taking social and environmental issues into account. The proof: it does not participate in such financing. Instead, it supports its customers in their efforts to protect the environment. However, we regret that Onlyone deposits its funds with Société Générale. The latter finances fossil fuels on a massive scale and is one of the most polluting banks in Europe.

OnlyOne informs its customers about their consumption and ecological footprint. Visit pro Onlyone cards includes an eco-coach who estimates their carbon footprint and guides them through the transition to improved consumption.

In concrete terms, the green neo-bank has several pieces of information at its disposal when you make a purchase:

• type of product

• provenance

• price

This allows him to establish un bilan carbone . This will enable you to position yourself in relation to the national average and set yourself concrete consumption targets.

Is OnlyOne reliable?

Yes, Onlyone is a reliable bank . It is registered with the Autorité de Contrôle Prudentiel et de Résolution or ACPR.

Onlyone deposits your funds on a Société Générale hive-off account . It is one of the most recognized and secure banks in the world. You'll be able to access your deposits alone, in complete security.

And that's not all! The "Fonds de garantie des dépôts et de résolution" also covers your funds up to €100,000 in the event of default by the partner credit institution (Société Générale).

Finally, all operations are carried out in compliance with the highest security standards. This includes 3D Secure and biometric authentication.

Important note: The Onlyone pro account encrypts and stores customer data such as IDs and account numbers in Europe for added security.

Customer service at OnlyOne

The customer service department of carte pro onlyone is available from 9.30 a.m. to 5.30 p.m. for all information requests.

Onlyone wants to show its human side by providing you with perfectly French-speaking, friendly and competent people to answer all your questions. Customer service is considered responsive.

What's the alternative to OnlyOne for professionals?

OnlyOne's competitors include :

• Hero

• Revolut Business

• Shine

• N26 Business

• Monabank Pro

• HelloBank Pro

Hero est a B2B payment platform which offers professionals advanced payment methods for :

• Simplify payment

• Offer online payment and payment facilities to their customers

• Financing their growth

In concrete terms, we offer payment and financing solutions to suit every need. There are no hidden charges.

Le Hero pro account is available free of charge!

To conclude, Onlyone offers a wide range of services and features to help you save money and protect the environment. Its exclusive eco-coach enables customers to find out more about the ecological impact of their consumption and improve their approach. What's more, Onlyone's payment limits are correct. There are no charges outside the euro zone for the compte pro onlyone . However, the pro offer has been in beta-testing for some time now. This raises the question of whether the product is complete, and whether it will ever be marketed.

Frequently asked questions

Is Onlyone based in France?

Yes, you have an IBAN and therefore a French direct debit with Onlyone.

Is OnlyOne a bank?

OnlyOne is not a credit institution. It does not have a banking license, and must therefore report to Société Générale. It cannot therefore be said that OnlyOne is a bank.

Where are the funds deposited in an OnlyOne pro account?

OnlyOne deposits its funds in a Société Générale escrow account.